Privacy Policy

http://smarter-incomes.blogspot.co.uk/
Privacy Policy
This privacy policy has been compiled to better serve those who are concerned with how their
'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and
information security, is information that can be used on its own or with other information to identify, contact, or 
locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a
clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable
Information in accordance
with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your email address or
other details to help you with your experience.

When do we collect information?

We collect information from you when you subscribe to a newsletter or enter information on our site.


How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for
our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site
features in the following ways:
       To personalize user's experience and to allow us to deliver the type of content and product offerings in
which you are most interested.

How do we protect visitor information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your
visit to our site as safe as possible.
We use regular Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of
 persons who have special access rights to such systems, and are required to keep the information confidential.
In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to
 maintain the safety of your personal information.

For your convenience we may store your credit card information kept for more than 60 days in order to
 expedite future orders, and to automate the billing process.


Do we use 'cookies'?

Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive
 through your Web browser (if you allow) that enables the site's or service provider's systems to
recognize your browser and capture and remember certain information. For instance, we use cookies
to help us remember and process the items in your shopping cart. They are also used to help us
understand your preferences based on previous or current site activity, which enables us to provide
you with improved services. We also use cookies to help us compile aggregate data about site traffic
and site interaction so that
we can offer better site experiences and tools in the future.

We use cookies to:
       Help remember and process the items in the shopping cart.
       Understand and save user's preferences for future visits.
       Keep track of advertisements.
       Compile aggregate data about site traffic and site interactions in order to offer better site
experiences and tools in the future. We may also use trusted third party services that track this
information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can
choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings.
Each browser is a little different, so look at your browser's Help menu to learn the correct way to
modify your cookies.

If you disable cookies off, some features will be disabled It won't affect the users experience
that make your site experience more efficient and some of our services will not function properly.

However, you can still place orders .


Third Party Disclosure

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable
 information unless we provide you with advance notice. This does not include website hosting
partners and other parties who assist us in operating our website, conducting our business, or
servicing you, so long as those parties agree to keep this information confidential. We may also
release your information when we believe release is appropriate to comply with the law, enforce our
site policies, or protect ours or others' rights, property, or safety.

However, non-personally identifiable visitor information may be provided to other parties for
marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website.
These third party sites have separate and independent privacy policies. We therefore have no responsibility
or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of
our site and welcome any feedback about these sites.

Google

Google's advertising requirements can be summed up by Google's Advertising Principles.
They are put in place to provide a positive experience for users.
https://support.google.com/adwordspolicy/answer/1316548?hl=en
We have not enabled Google AdSense on our site but we may do so in the future.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to
post a privacy policy. The law's reach stretches well beyond California to require a person or
company in the United States (and conceivably the world) that operates websites collecting
personally identifiable information
from California consumers to post a conspicuous privacy policy on its website stating
exactly the information being collected and those individuals with whom it is being shared,
and to comply with this policy. -
See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:
Users can visit our site anonymously
Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first
significant page after entering our website.
Our Privacy Policy link includes the word 'Privacy', and can be easily be found on the page specified above.

Users will be notified of any privacy policy changes:
       On our Privacy Policy Page
Users are able to change their personal information:
       By emailing us

How does our site handle do not track signals?
We honor do not track signals and do not track, plant cookies, or use advertising when a
Do Not Track (DNT) browser mechanism is in place.

Does our site allow third party behavioral tracking?
It's also important to note that we allow third party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children's
Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission,
the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of
websites and online services must do to protect children's privacy and safety online.
We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States
 and the concepts they include have played a significant role in the development of data protection
 laws around the globe. Understanding the Fair Information Practice Principles and how they should
 be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive 
action, should a data breach occur:
We will notify the users via email
       Within 7 business days

We also agree to the individual redress principle, which requires that individuals have a right
to pursue legally enforceable rights against data collectors and processors who fail to adhere to
the law. This principle requires not only that individuals have enforceable rights against data
users, but also that individuals have recourse to courts or a government agency to investigate and/or
prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements
for commercial messages, gives recipients the right to have emails stopped from being sent to
them, and spells out tough penalties for violations.
We collect your email address in order to:
       Send information, respond to inquiries, and/or other requests or questions.

To be in accordance with CANSPAM we agree to the following:
       NOT use false, or misleading subjects or email addresses
       Identify the message as an advertisement in some reasonable way
       Include the physical address of our business or site headquarters
       Monitor third party email marketing services for compliance, if one is used.
       Honor opt-out/unsubscribe requests quickly
       Allow users to unsubscribe by using the link at the bottom of each email

If at any time you would like to unsubscribe from receiving future emails, you can email us at
alivingonline@gmail.com and we will promptly remove you from ALL correspondence.


Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.
http://smarter-incomes.blogspot.co.uk/
133 Oaklands Park
Looe, Cornwall PL132JS
United Kingdom
alivingonline@gmail.com

Last Edited on 2016-01-14

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